Natalia de Santiago has built a book with an original entry angle: rather than addressing adults who want to improve their own finances, she addresses adults who want to teach their children to do so.
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Natalia de Santiago dedicates this book to teaching financial concepts that parents can pass on to children from an early age, combining clear explanations of saving, investing, and debt with activities and conversations for building healthy money relationships in families from childhood. A pioneering work in Spanish-language family financial education.
Natalia de Santiago has built a book with an original entry angle: rather than addressing adults who want to improve their own finances, she addresses adults who want to teach their children to do so. The result is a book with two simultaneous readers — parents as learners and children as the ultimate recipients — and that duality works well. De Santiago explains saving, credit, investing, and pensions with enough rigor for the adult to genuinely understand, but always with focus on how to translate that concept into a conversation with an eight-year-old or a fifteen-year-old. The practical activities and examples are the book's most differentiating feature compared to the standard personal finance offering. The limitation most noted by readers is that some chapters treat the financial instrument itself somewhat superficially — the book prioritizes pedagogy over analysis. For families with children at different ages, the proposal to graduate complexity according to developmental stage is particularly valuable. Published in 2020.
For parents who want to build a financial culture at home from an early age; also useful as a refresher on basic concepts for the adult reader.
FactNatalia de Santiago is the author of several personal finance books in Spain and a regular contributor to financial media. The book was published in 2020.
